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Home > Life Events for Citizens > Dealing with banks in Dubai > Obtaining loans for citizens from government
Obtaining loans for citizens from government

In order to meet the housing needs of Emiratis, some government entities provide an array of housing services including several types of facilitated loans. These entities allow loans to be obtained against preferential conditions from a number of banks together with tips on how to make use of these loans. Some companies also provide Emiratis housing finance of up to AED 5 million with settlement period spanning up to 25 years.

UAE Citizens who have bank loans can have their bank loans transferred to other banks subject to three conditions, as stipulated by the UAE Central Bank. These are: Bank loan transfers are for individual customers, the premium shall not be more than 50% of regular income and the repayment period should not exceed 48 months, unless approved by the UAE Central Bank.
 
Published Date : 13/06/2017Back


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